Izinto okufanele uzihlole ngaphambi kokuchofoza ukuhlola
Kungakhathaliseki ukuthi uthengisa ukudayiswa kweholidini, noma nje ukubuka ukugwema ubulima emakethe, ukuthenga ngokuphepha ku-intanethi kungaba inselele, ikakhulukazi uma ulahleka ku-e-tailers emikhulu ukuze uthole ukulungiswa okungcono kusayithi elincane elingaziwa. Nazi amathiphu angu-10 okuzokusiza uthole ukuthula kwengqondo ngenkathi uthengisa ku-intanethi.
1. Hlola izilinganiso zokwaneliseka kwamakhasimende kumthengisi.
Okuhlangenwe nakho kwabanye abantu nomthengisi ocabangelayo kuvame ukulinganisa kahle ukuthi yini ongayilindela uma uyala. Buyekeza amazwana womunye umsebenzisi futhi uhlole ukulinganisa komdayisi kumasayithi afana ne-Google Shopping. Ukulinganisa okuphansi "kwenkanyezi" kunganikeza ifulegi elibomvu elikuxwayisa ukuthola umdayisi ohlonishwayo.
2. Hlola isayithi leBusiness Business Bureau ukuze ubone ukuthi kunenombolo enkulu yezikhalazo mayelana nomdayisi.
Ama-Bureaus Asemabhizinisi Angcono ase-United States naseCanada ayimithombo enhle kakhulu yokuthola ulwazi oluqondile mayelana nabathengisi, kufaka phakathi noma abanakho izikhalazo eziphathelene nabo ngokuphathelene nokulethwa, izimpikiswano zomkhiqizo, noma izinkinga zokubuyiselwa noma zokushintshanisa. Ungathola futhi amakheli abo ebhizinisi kanye nolwazi lokuxhumano lwenkampani, okungakuvumela ukuba ujikeleze isiskithi sendawo yokushaya ucingo yezingcingo ezingapheli (okusho ukuthi "Cindezela u-1 ukuze ukhulume nomuntu ohlala eceleni").
3. Uma kunokwenzeka, sebenzisa ikhadi lokuthenga ngesikweletu.
Ngokusho kwewebhusayithi ye-American Bar Association, safeshopping.org, kungcono ukusebenzisa ikhadi lesikweletu uma ukhokha ku-intanethi ngoba umthetho wesifunda uvikela abasebenzisi bekhadi lesikweletu ekukhwabaneni futhi ubeka umthwalo wemali ku-$ 50. Abanye abakhiqizi bekhadi bangase bakhokhe imali ye-$ 50 noma bakhokhele yona.
Cabanga ukuvula i-akhawunti ehlukile yokuthenga ku-intanethi ukuze ukuthengwa kwakho kwe-intanethi kungalahleki olwandle lwe-Starbuck's transaction kokukhokhwa kwikhokhthi yakho yasebhange. Futhi, bhekani kumakhadi wesikweletu wangempela uma umkhipha ikhadi lakho enikezela le nsizakalo. Abanye abakhiqizi bekhadi bayokunika inombolo yesikhathi esisodwa yokusebenzisa ikhadi ongayisebenzisa ukuze uthole ukuthengiselana okulodwa uma ukhathazekile ngokuphepha komthengisi othile.
4. Ungalokothi ufake imininingwane yakho yekhadi lesikweletu ekhasini elingabhalisiwe.
Uma usebenzisa inqubo yokuhlola inthanethi yomthengisi, qiniseka ukuthi ikheli lewebhu linalo "https" esikhundleni se- "http." I-Https iqinisekisa ukuthi usebenzisa indlela yokuxhumana eyibhaliwe yokudlulisela imininingwane yakho yekhadi lesikweletu kumthengisi. Lokhu kusiza ukuqinisekisa ukuthi ungahambisani nokuthengiswa kwakho.
5. Hamba ngqo kusayithi lomdayisi kunokuchofoza isixhumanisi "sekhuphoni" esithunyelwe kuwe ngomthombo ongaziwa.
Abakwa-Scammers bangase basebenzise icebo elibizwa nge-cross-site scripting ukuze benze i-hyperlink ebonakala sengathi iyisayithi langempela lomthengisi kodwa empeleni udlulisela imininingwane yakho yekhadi lesikweletu kumuntu ohlaselayo uma ufaka imininingwane yakho yokukhokha kwifomu lewebhu lokukhokha. Ngaphandle kokuthi ungaqinisekisa ukuthi isigqebhezana sivela kusayithi langempela lomdayisi lapho usuvele ubhalisile, kungcono ukugwema amakhuphoni okungahleliwe ngemvelaphi engaziwa.
6. Uma uyala kusukela kwikhompyutha eyabelwe (ie umtapo wezincwadi, i-computer lab, noma i-PC yomsebenzi), phuma endaweni yezitolo bese usula umlando wesiphequluli, amakhukhi, kanye ne-cache yekhasi.
Lokhu kubonakala sengathi akuyona i-no-brainer, kodwa uma usebenzisa umshini ohlanganyelwe, njalo uphume kwiwebhusayithi yesitolo bese usula isilondolozi sekhasi lesiphequluli sakho , amakhukhi, nomlando uma usuqedile ukuyala okuthile, noma umfana olandelayo ohlala phansi ku-PC oyisebenzisayo kungenzeka ukuthi ube nomthengi omncane esitolo sakho.
7. Ungalokothi unike inombolo yakho yokuphepha yomphakathi noma usuku lokuzalwa kunoma yimuphi umthengisi we-inthanethi.
Abathengisi akufanele bakubuze inombolo yakho yokuphepha yomphakathi ngaphandle kokuthi ufake isicelo sokuxhasa ngezimali esitolo noma into enjalo. Uma bezama ukukufaka ukuthi ufake inombolo yokuphepha yomphakathi ukuze ulandele umkhiqizo, cishe kungenzeka ukuthi bangabesabeli. Balekela ngokushesha. Ngenkathi usuku lwakho lokuzalwa lungabonakala njengedatha elingenacala elingenacala ukuze linikeze, kuyinto eyodwa kuphela kwezingxenye ezintathu kuya kwezinguquko zedatha ezidinga ukuhlambalaza ukweba ubunikazi bakho.
8. Thola ikheli lomthengisi.
Uma ngabe umdayisi wakho kwelinye izwe, ukubuya kanye nokuhwebelana kungaba nzima noma akunakwenzeka. Uma umthengisi ane-PO box ebhalwe ohlwini, lokho kungase kube ifulegi elibomvu. Uma ikheli lakhe lingu-1234 ku-van ngaphansi komfula, ungase uthathe ukuthenga kwenye indawo.
9. Hlola inqubomgomo yokubuyela, yokubuyisela, yokushintshanisa, nokuthumela umdayisi.
Funda ukuphrinta okuhle futhi ubuke imali yokubuyisela efihliwe, amacala okuthutha okuphezulu aphezulu, nezinye izimali ezengeziwe. Qaphela "izinkampani zekhuphoni" ukuthi umdayisi angase azame ukukusayina ngesikhathi sokuthenga kwakho. Lezi zinkampani zingakusiza ama-dollar ambalwa, kepha ngokuvamile zibandakanya ukukhokhwa kwenyanga njalo ngelungelo lokujoyina.
10. Hlola inqubomgomo yobumfihlo yomthengisi.
Ngenkathi singase singacabangi ngalokhu, abanye abathengisi bathengisa ulwazi lwethu lomuntu siqu, ukuthenga okuthandayo, kanye neminye idatha kumakhamphani okucwaninga emakethe, ama-telemarketers, kanye nogaxekile. Funda ngokucophelela futhi ngaso sonke isikhathi uqiniseke ukuthi ukhetha ukungena futhi ungangeni ngemvume uma ubuzwa ukuthi ufuna ukwaziswa kwakho "namaqembu amathathu" (ngaphandle uma uthanda okuningi kogaxekile ku-imeyili yakho). Ungase futhi ufune ukuthola i-akhawunti ehlukile ye-imeyili oyisebenzisayo ngenkathi uthengela ku-inthanethi ukuze ugweme ukuvala ibhokisi lakho le-e-mail ne-adrage yokukhangisa izikhangiso kanye namanye ama-mail angenalutho evame ukuthunyelwa.
Yiba ohlakaniphile, uphephe, futhi wazi ukuthi kunamaqembu afana ne-Internet Crime Complaint Centre, engakusiza uma ucabanga ukuthi uhlehlisiwe ngokuqondile. Hlola ezinye izinsiza zethu ngezansi ukuthi ungathenga kanjani i-smart.