Iwashi liyakhathaza, yisikhathi sokulawula umonakalo.
Abakwa-Scammers benza konke okusemandleni ukusihlasela cishe cishe yonke indlela enokwenzeka ngalezi zinsuku, kusuka ku-imeyili ukuphinga kumawebhusayithi okukhohlisayo kumakhalekhukhwini SMiShing , nayo yonke into ephakathi.
Njengama-pickpockets amakhono afunde ukusebenzisa imishanguzo ukuze adidekise futhi aphazamise izisulu zabo, abakwa-scammers abasebenzisa i-intanethi basesimweni basesabe ukwesaba, ukuphuthumayo kwamanga, ilukuluku, namanye amacebo ukuze abasize ekufuneni kwabo ukweba imali nolwazi.
Kungaba nzima ukuletha abakwa-scammers ubulungiswa ngenxa yobunzima obuhlobene nokulandelela phansi. Abakwa-Scammers bavame ukumboza amathrekhi abo ngokusebenzisa amakhophi amanga noma eyebiwe, kuhlanganise nezinsizakalo ze-intanethi ezingabonakali, amakheli e-e-spoofed e-mail, nezinamba zefoni ezilahlayo.
Izisulu zokuhlambalaza azibiki njalo lapho ziboshwe ngoba zizwa zihlazo ngenxa yokuwa kwehlazo.
Uma usanda kwehla ngenxa yokwehla, akufanele uzizwe unamahloni. Kungenzeka kunoma ubani. Abakwa-Scammers bahlaziya njalo izikhwama zabo ukuze bawenze ngempumelelo ngangokunokwenzeka. Bayazi ukuthi yini esebenzayo nokuthi yini engeyona.
Uma ufunda lesi sihloko ulapha ukuze uthole ukuthi ungenzeni ngemuva kokuthi uhlaselwe yinkinga. Nazi ezinye amathiphu okuzokusiza uzame futhi ululame ngemuva kokuthi ube yisisulu se-scam online:
Shayela Ikhamphani Yakho Yesikweletu noma iBhange Ngokushesha Ngemva Kokuqaphela ukuthi Wena & # 39; Wenziwe Ugaxekile
Uma ngabe unikeze inombolo yakho yekhadi lesikweletu noma ulwazi lwebhange kumuntu osolwa ngokugxekwa ngakho-ke udinga ukutshela isikhungo sakho sezimali ngokushesha ngangokunokwenzeka ukuze bakwazi ukubamba i-akhawunti yakho ukuvimbela amacala engeziwe ngokumelene nalo. Njalo ubize ngenombolo ngemuva kwekhadi lakho noma esitatimendeni sakho samanje. Ungalokothi ubize inombolo e-imeyli njengoba kungenzeka ukuthi iyingxenye yenkinga yokukhwabanisa .
Fakela Umbiko Wamaphoyisa
Ukubizela amaphoyisa ngemuva kokuthi uhlehlisiwe kungase kuzwakale kungenalutho kodwa akusikho. Wena usanda kuphangwa, akunjalo? Uma uphangiwe emgwaqweni uxhumane namaphoyisa, akunjalo? Akufanele kungakhathaliseki ukuthi ubugebengu. Iqiniso lokuthi isigebengu esisetshenziselwa i-intanethi ukweba imali yakho akukwenzi kube ngaphansi kobugebengu.
Kuzodingeka ulayishe umbiko wamaphoyisa ngokushesha ngangokunokwenzeka ngemuva kokuba uhlasele, ikakhulukazi uma imali empeleni ibibiwe kusuka ku-akhawunti yakho. Ibhange lakho kanye / noma inkampani yekhadi lesikweletu cishe lifuna ikhophi yombono wamaphoyisa njengoba kuzoba yizinhlangano ezinkulu zezikweletu.
Cishe akufanele ubize u-9-1-1 kulolu hlobo lwenkinga, ngaphandle uma u-scammer esongela impilo yakho futhi usengozini yangempela. Uma ufaka umbiko we-scam / uhlobene nokukhwabanisa, ungase uthande ukubiza inombolo engeyona ephuthumayo emnyangweni wamaphoyisa wendawo bese ucela ukukhwabanisa noma ukwehlukana kobugebengu obuhlobene nocingo.
Fakela Isitatimende Sokuhlukunyezwa Kokukhohlisa & # 34; (i-Extended Fraud Alert) ne-3 Major Credit Bureaus
Ukufaka isaziso sokukhwabanisa nama-credit bureaus amathathu (Experian, TransUnion, ne-Equifax) ineza inothi kwifayela lakho lesikweletu elichaza kunoma ubani ozama ukudonsa isikweletu sakho ukuthi ube yisisulu sokukhwabanisa. Inothi licela ukuthi ibhizinisi elidonsa umbiko wesikweletu likubize kwenye yezinombolo ezimbili zefoni ozinikezile uma ufaka uqaphile lokukhwabanisa.
Lokhu akuqinisekisi ukuthi lowo obolekisayo ngeke anike isela isikweletu noma kunjalo, kodwa okungenani liphonsa ifulegi elikhulu elibomvu kunoma ubani olalelayo. Sethemba ukuthi bazokubiza futhi ungabatshela ukuthi awugunyazanga ukukhishwa kwekhredithi nokuthi umuntu ozama ukuvula i-akhawunti uyisisulu.
Cabanga nge & # 34; i-Freeze & # 34; Imibiko Yakho Yesikweletu
Uma uke waba yisisulu sokwebiwa kobunikazi noma ukholelwa ukuthi abakwa-scammers bathole lonke ulwazi abaludinga ukuthola ikhadi lesikweletu noma izikweletu egameni lakho, ungase ufune ukuqala ukuqapha amaphuzu akho esikweletu ngokuxhumana nezinkampani ezintathu ezinkulu zemali esikweletu ukucela amakhophi wombiko wakho wesikweletu. Ngesikhathi usisefonini (noma kumawebhusayithi abo) ubacele ukuba bafake "ukuvinjelwa kokuphepha" kumbiko wakho wesikweletu.
Ukwengeza ukukhishwa kokuphepha kumbiko wakho wokubika ngesikweletu kusiza ukumisa amasela we-ID ekuvuleni ama-akhawunti usebenzisa ubunikazi bakho obubiwe. Uma kukhishwa ukuphepha, uma othile ezama ukubolekisa noma avule i-akhawunti esebenzisa igama lakho, i-ejensi yokubika ngesikweletu iyocela ocelayo nge-PIN noma iphasiwedi yakho ngaphambi kokuba anikeze isikweletu sakho kumklomelo. Njengoba isela lingaboni i-PIN yakho, ucabanga ukuthi umbolekisi ulandela izinqubo ezifanele, lowo obolekayo ngeke abanike i-akhawunti ngaphandle kokwazi ukuthi banekhredithi enhle.
Uma ukhetha ukukhishwa kokuphepha kuzodingeka uxhumane nawo wonke ama-credit bureaus amakhulu amathathu bese ufaka isicelo sokuqhwaza ngamunye wabo.
Buyekeza isofthiwe yakho ye-Anti-Malware bese uskena ikhompyutha yakho
Uma uvula ukuthi i-e-mail ehlobene ne-scam, izigebengu ze-intanethi ezithumele zingase zibe nezixhumanisi ezifakwe kwi-malware ngaphakathi komlayezo okungenzeka ube ne-computer yakho. Le malware ingase ibambe imininingwane yakho ye-akhawunti futhi ingase iphinde ibuyiselwe kulabo abakwa-scammers. Qinisekisa ukuthi isofthiwe yakho yokulwa ne-malware iphakanyisiwe yenza usuku futhi yenza ikhompyutha yakho ngokuphelele. Ungase ufune ukufaka futhi usebenzise i- Second Opinion Scanner .
Uma ufuna ukufunda kabanzi mayelana nokuthi ama-scammers asebenza kanjani nokuthi ungazivikela kanjani ekuhlakalweni kwesikhathi esizayo, hlola isihloko sethu mayelana nokuthi Ungayibheka kanjani Ubuchopho Bakho .