I-Apple Pay Imibuzo Ebuzwa Ngokujwayelekile

Kugcine ukubuyekezwa: Mashi 9, 2015

I-Apple Pay iyi-system entsha yokukhokha engenayo wireless kusuka ku-Apple. Ivumela abasebenzisi ukuthi bathenge izinto kubathengisi ababambe iqhaza besebenzisa amadivaysi abo e-iOS ahambisanayo namakhadi esikweletu / debit. Ngoba ithatha indawo yekhadi lesikweletu noma debit nge-iPhone noma i-Apple Watch, it (in theory) inciphisa inani lamakhadi okukhokha umuntu okudingeka athathe. Futhi kwandisa ukuvikeleka ngenxa yamanqamu amaningi okulwa nobugebengu.

Izinhlelo zokukhokha ezingenantambo zisetshenzisiwe kakade eYurophu nase-Asia ezivumela amafoni ukuba akhonze njengendlela yokuqala yokukhokha kwabathengi abaningi.

Funda ukuthi ungamisa kanjani i-Apple Pay lapha.

Udinga ini?

Ukuze usebenzise i-Apple Pay, uzodinga:

• I- iPhone 6 noma i- 6 Plus , ne-iPad Air 2 noma i-iPad mini 3, kanye / noma i- Apple Watch
• Ikhadi lesikweletu noma lesikweletu elikhishwe yibhange elibandakanyekayo noma inyunyana yezikweletu. Uhlu olugcwele lwabalingani lungatholakala kwiwebhusayithi ye-Apple
• Lelo khadi lesikweletu ligcinwe kuhlelo lwakho lwe-Apple ID / Passbook
• Umthengisi ohlanganyela kulolu hlelo futhi unehadi elidingekayo lokukhokha.

Izosebenza Kanjani?

Ukusebenzisa i-Apple Pay, kuzodingeka wenze okulandelayo:

1. Qinisekisa ukuthi unayo yonke into edingekayo efakwe kwisiphetho sokugcina
2. Setha i-Apple Pay ku-iPhone yakho ngokungeza ikhadi lesikweletu kuhlelo lwakho lokusebenza lwePhasibook (noma kusuka ku-ID yakho ye-Apple noma ngokungeza ikhadi elisha)
3. Bamba idivayisi yakho ye-iOS kubhalise uma sekuyisikhathi sokukhokha
4. Vumela ukuthengiselana nge- ID ye-Touch

Ingabe i-Apple Isebenza Ngokungafani Ne-iPhones ne-iPads?

Yebo. Ngenxa yokuthi i-iPad Air 2 ne-iPad mini 3 ayinayo i-NFC chips, ayikwazi ukusetshenziselwa ukuthenga okuthengiswa njenge-iPhone. Zingasetshenziswa kuphela ukuthengwa kwe-intanethi.

Ingabe Kufanele Ubeke Ikhadi Lesikweletu Kufayela?

Yebo. Ukuze usebenzise i-Apple Pay, kuzodingeka ube nekhadi lesikweletu noma debit kufayela lakho lokusebenza lePhasibook elikhishwe yinkampani yekhadi lesikweletu noma ibhange. Ungasebenzisa ikhadi kakade efayeleni ku-ID yakho ye-Apple noma wengeze ikhadi elisha.

Ungayifaka kanjani iKhadi Lezikweletu kuPhasibook?

Indlela elula yokuya ekhadini lesikweletu kuPhasibook ukusebenzisa i-Passbook uhlelo lokusebenza ukuthatha isithombe sekhadi lesikweletu ofuna ukungeza. Uma isithombe sithathwe, i-Apple izoqinisekisa ukuthi yikhadi elivumelekile ebhange elikhishiwe futhi, uma livumelekile, lizolifaka ku-Passbook.

Iziphi Izinkampani Zesikweletu Esikweletu?

Ekuqalisweni, i-MasterCard, i-Visa, i-American Express, ne-UnionPay (inkampani yaseChina yokukhokha inkokhelo). Amabhange angama-500, angabizwa ngamagama, atholakala ngo-Oktoba 2014, nje ngaphambi kokuqaliswa kwenkonzo. Lokhu kusho ukuthi abathengi kufanele bakwazi ukusebenzisa amakhadi akhishwe yizinkampani kubathengisi abathintekayo.

Zikhona Izimali ezintsha / ezengeziwe ezihlobene nokusebenzisa?

Kubathengi, cha. Ukusebenzisa i-Apple Pay kuyoba njengokusebenzisa ikhadi lakho lesikweletu noma ikhadi lesikweletu. Uma kunezinkokhelo ezihambisana nekhadi lakho ngokuvamile, izimali ezifanayo zizosebenza (isibonelo, inkampani yakho yekhadi lesikweletu izokukhokhisa izintela ezifanayo zenyanga zonke njengokujwayelekile kwi-Apple Pay), kodwa ayikho imali entsha ehlobene ne-Apple Khokha.

Iziphi Izindlela Zokuphepha Ezisetshenziswayo?

Esikhathini sezinkinga ezivamile zokuphepha kwedijithali, umqondo wokugcina amakhadi akho esikweletu efonini yakho ungase ukhathazeke ngabanye abantu. I-Apple ingeze izinyathelo ezintathu zokuphepha ohlelweni lwe-Apple Pay lokubhekana nalokhu.

• I-Element ephephile
  • I-Secure Element yisilinganiso esivumela i-Apple ukuthi ingagcini amakhadi esikweletu esikhwameni ngqo kudivayisi noma amaseva ayo. Yindawo yokugcina yedatha eqoshiwe futhi efihliwe lapho amakhadi agcinwa khona. Kufana nendawo ekhethekile yokuvikela esetshenziselwa ukugcina izigxivizo zeminwe nge-ID ye-Touch.
• Amadokhumenti
  • I-Apple Pay isebenza ngokusebenzisa isilinganiso sokuphepha esibizwa ngokuthi ithokheni. Uma uqala ukukhokha ngayo, ifoni yakho izothumela ithokheni-isihlonzi esiyingqayizivele sefoni yakho nokuthengiselana-kumskena wokukhokha ukuqedela ukuthengiselana. I-token ihlotshaniswa nekhadi lakho lesikweletu (ngakho umthengisi uyazi ukuthi i-akhawunti yakhe ihoxisa imali kusuka), kodwa akuyona ikhadi lakho lesikweletu. Ngenxa yalokho, inombolo yakho yekhadi lesikweletu ayithunyelwanga ngaphandle kwentambo noma yabelane nomthengisi. Ngaphansi kwenombolo yakho yekhadi lesikweletu ephumayo, ivikelekile nakakhulu.
• I-ID yokuthinta
  • Iskena seminwe ye-Apple sisetshenziselwa ukugunyaza ukuthengiselana nge-Apple Pay. Njengoba abantu ngokuvamile bengenakufinyelela kwiminwe yakho yeminwe, ukusebenzisa lolu hlobo lwezokuphepha kuzokwenza kube nzima ukwenza ukuthenga okungagunyaziwe.

I-Apple Ikhokhela Kanjani Ukunciphisa Ukutholakala Kwokubanjwa Kwekhadi Lesikweletu?

Uma usebenzisa i-Apple Pay, isisebenzi somthengisi nomthengisi asikwazi ukufinyelela inombolo yakho yekhadi lesikweletu. I-Apple Pay inikeza i-ID yomthengisi wesikhathi esisodwa yalokho okuthengwayo futhi yabelana ngakho, okuphelelwa yisikhathi.

Phakathi kwemithombo evame kakhulu yokubanjwa kwekhadi lesikweleti kungumthengisi kanye nokufinyelela kwabasebenzi emakhadini ngesikhathi sokukhokha (isibonelo, isisebenzi singenza ikhophi yekhabhoni yekhadi kanye nekhodi yayo yokuphepha yamadijithali amathathu ukusebenzisa kamuva inthanethi). Ngenxa yokuthi ikhadi nekhodi yokuphepha akukabiwe, le ndlela yokuba i-credit card ivinjiwe ne-Apple Pay.

Ingabe i-Apple ikwazi ukuthola inombolo yakho yekhadi lesikweletu noma idatha yokuthenga?

Ngokusho kuka-Apple, cha. Inkampani ithi ayigcine noma ayifinyelele le datha. Lokhu kunciphisa amathuba okuphulwa komfihlo noma i-Apple isebenzisa idatha yokuthengwa kwamakhasimende ukuthengisa imikhiqizo eyengeziwe.

Kuthiwani Uma Ulahlekelwa Ifoni Yakho?

Ukuba nesistimu yokukhokha eboshwe ekhadini lakho lesikweletu efonini yakho kungase kuzwakale kuyingozi uma ulahlekelwa yidivayisi yakho. Uma kunjalo, Thola i-iPhone Yami kuzokuvumela ukuba ukhubaze ukuthenga nge-Apple Pay ukuvimbela ukukhwabanisa. Funda ukuthi ulapha kanjani.

Ingabe Abadayisi Badinga Impahla Engeziwe?

Iningi lazo lizokwenza, yebo. Ukuze abathengi bakwazi ukusebenzisa i-Apple Pay ku-checkout, abathengisi bazodinga ukuskena okuvunyelwe i- NFC efakwe kumarejistri abo / kumasevisi abo we-POS. Abanye abathengisi banezi-scanners ezikhona kakade, kepha abathengisi abazodinga ukutshala kuzo ukuze bavumele i-Apple Pay ezindaweni zabo.

Iziphi Izitolo Ongayisebenzisa Ngayo?

Izitolo ezamukela i-Apple Pay ekuqalisweni kwesistimu zihlanganisa:

• Ama-Apple Stores
• Amantombazane R Us
• Bloomingdale's
• Izitolo ze-Disney
• Duane Funda
• I-Groupon
• Macy's
• I-Major League Baseball
• McDonald's
• I-Nike
• I-Nordstrom
• I-OpenTable
• I-Panera Bread
• Petco
• Sephora
• Okuyisisekelo
• I-Subway
• I-Target
• Amathoyizi R Us
• Uber
• I-Wallgreens
• Whole Foods

Zingaki Izitolo Eziphelele Zizokwamukela I-Apple Ikhokhele Ekuqaleni?

Ngokuka-Apple, kusukela ngo-Mashi 2015, izindawo ezingaphezu kuka-700,00 zokuthengisa zamukela i-Apple Pay. Ekupheleni kuka-2015, imishini yokuthengisa e-Coca-Cola eyengeziwe engu-100 000 izongeza ukwesekwa.

Ungakhokha Yini Ukuthenga Nge-Intanethi nge-Apple Pay?

Yebo. Kuzodinga ukubamba iqhaza kwabathengisi be-intanethi, kepha-njengoba kuboniswe ngesikhathi sokufakwa kwe-Apple ye-iPad Air 2-inhlanganisela ye-Apple Pay ne-Touch ID ingasetshenziselwa izinkokhelo ze-intanethi kanye nalabo ezitolo zangaphandle zokuthengisa.

I-Apple Pay Iyatholakala nini?

I-Apple Inkokhelo e-US ngoMsombuluko, Okthoba 20, 2014. Ukuphuma kwamanye amazwe kuqedwa ezweni lonke.