I-FAQ: Ingabe Umshwalense We-Cell Phone Uzokugcina Imali?

Umbuzo: I- FAQ: Ingabe Umshwalense We-Cell Phone Uzokugcina Imali?

Impendulo: Ingabe umshuwalense womakhalekhukhwini uyadingeka noma ngabe uzolahlekelwa yimali kuwo? Kuya ngesimo.

Omunye kumakhasimende amathathu azolahleka noma awonakele ifoni yabo engakapheli ngonyaka wokuqala, ngokusho kwe-Sprint. Okuphelele, lokhu kufinyelela kuma-cell phone angaba yizigidi ezingu-60 ezilahlekile noma ezilimele minyaka yonke e-US kuphela, ngokusho kuka-Asurion.

I-Asurion yi-ejenti yomshuwalense wenkampani yangaphandle yezinkampani ezinkulu ezingenazintambo (kuhlanganise ne- AT & T , Sprint , T-Mobile neVerizon Wireless ).

Izinto Okudingeka Uzicabangele

Nakuba kuxhomeke esimeni sakho esiyingqayizivele, impendulo emfushane ungase usebenzise imali eyengeziwe kulokho okusindisa.

Umshuwalense wefoni ungasiza uma ngabe ifoni yakho iswebiwe, ilahlekile noma ibonakele. Amanethiwekhi amaningi omakhalekhukhwini athengisa umshuwalense wefoni ngomholo ophansi ngenyanga.

Njengomunye umgomo womshuwalense, noma kunjalo, igama lomdlalo womshuwalense weselula kungakhathaliseki ukuthi uzosebenzisa imali eyengeziwe ekuqinisekisweni kunokuba ungayisindisa uma ufaka isimangalo futhi uthola iyunithi yokubuyisela.

Impendulo eyiphezulu iyoxhomeka ukuthi maduze uzodinga kanjani ifoni entsha. Uma udinga idivaysi yokufaka esikhundleni ezinyangeni ezintathu kuphela, isibonelo, umshuwalense wocingo kungenzeka ukuthi ulondoloze imali. Uma uyidinga eminyakeni emithathu, umshuwalense cishe uzokubiza imali eningi.

Njengomthetho jikelele, akunakwenzeka ukuthi umshuwalense wocingo ungakusindisa imali uma unezindleko eziphansi, isabelomali sefoni . Umshuwalense wocingo ungabaluleka kakhulu, noma kunjalo, ngamafoni aphezulu kakhulu (ikakhulukazi ama- smartphone ).

Isibonelo, i-Sprint inikeza uhlelo lokufaka esikhundleni semishini ye $ 4 ngenyanga nge-deductible engu-$ 50 kuya ku-100 engabuyiselwa imali (kuye ngokuthi idivaysi) ngesimangalo esifanelekile.

Imali ye-AT & T engu- $ 4.99 ngenyanga nge-$ 50 kuya ku-125 ayikhokhwa imali engeke ibuyeke ngokufaka isicelo esamukelekile.

I-AT & T ivumela izimangalo ezimbili ngonyaka ngenani eliphakeme elingu-$ 1,500 ngesimangalo ngasinye.

Izindleko ze-T-Mobile $ 5.99 ngenyanga nge-deductibles ehlukile engabuyiselwa imali. Izindleko ezingenazintambo ze-Verizon $ 5.99 ngenyanga nge $ 39 ezithathwe ngamafoni ayisisekelo noma i-$ 7.99 ngenyanga nge-$ 89 enqunyelwe amadivaysi athuthukile.

Izibonelo Zezingqondo

Ngithi uthenga umakhalekhukhwini ngo-$ 100 nomshuwalense we $ 5 ngenyanga nge $ 50 deductible. Uzogcina imali kuphela esikhundleni sakho uma isimangalo sakho sifakwa ngenyanga yesishiyagalolunye. Ngaleso sikhathi, ngabe ukhokhelwe u-$ 95 inani ($ 45 for umshwalense kanye no-$ 50 for deductible).

Uma uthenga ifoni engu-$ 200 nomshuwalense we $ 5 ngenyanga nge-$ 75 deductible, uzosindisa imali uma ufaka ngaphambi kokumaka iminyaka emibili. Ngaleso sikhathi, uzobe ukhokhele u-$ 195 ngokuphelele ($ 120 for umshwalense kanye no-$ 75 we-deductible).

Eminye imikhakha kumshuwalense weselula weselula

1. Uma ungaphansi kwenkontileka kumphathi wakho, kungase kuhlakaniphe ukugwema umshuwalense futhi ubambe kuze kube yilapho usuqedile ukuthuthukisa. Ngemuva kwezinyanga ezingu-12 noma ezingu-24, isibonelo, izithwali eziningi zinikeza imali engu-$ 100 kuya ku-$ 200 uma uqala kabusha usuku lwakho lomvumelwano futhi uthenge ifoni entsha.
   1. Uma ungaphansi kwesivumelwano, lokhu kucatshangelwa ngeke kube yisici kuwe. Izithwali ezingenazintambo ezikhokhelwayo ngokuvamile azihlinzeki izaphulelo zokuthenga ihendisethi entsha. Ngaphandle kokusayina inkontileka, amafoni omakhalekhukhwini ngokuvamile ayabiza.
   2. Ngenxa yokuthi ukusayina inkontileka ngokuvamile kuxhaphaza intengo yefoni yakho, omunye umthetho jikelele mayelana nomshuwalense cishe uzosindisa imali uma ungaphansi kwesivumelwano.
2. Enye indlela yokwenza uhlelo lwakho lomshuwalense weselula (shayela uhlelo lwakho lomshuwalense) esikhundleni sokukhokha enye inkampani.
   1. Vele ubeke u-$ 5 ngaphandle kwenyanga, isibonelo, kwi-interest-high interest or akhawunti yemakethe yemali. Uma ifoni yakho ihamba ngemoto, usuvele ubeke eceleni imali ukuze uthole indawo ngaphandle kokuthi ukhathazeke ngokufaka isimangalo noma ukukhokha i-deductible.

1. Mhlawumbe yisikhathi sokubheka uhlelo lwakho lweselula. Akuqiniseki ukuthi uzoqala kuphi? Sinolwazi olungakusiza ukuthi ulondoloze imali ohlelweni lwakho lwamanje .