01 ka 05
Lawula Izimali Zakho Zamahhala
Izindleko zokulandela, ukudala isabelomali, nokukhokha izikweletu yimisebenzi ejabulisayo, kodwa le misebenzi ingenziwa lula ngezinhlelo zokusebenza ze-Android. Kungakhathaliseki ukuthi uzama ukulondoloza imali, ukhokhe isikweletu, noma ulandelele ukutshala izimali, kulula ukusebenzisa uhlelo lokusebenza ngaphandle lapho ukusiza. Ngokuhle, izinhlelo eziningi zezimali zomuntu siqu zikhululekile, futhi sikhethe okunye okungcono kakhulu okususelwa ekuhlangenwe nakho, kanye nokubuyekezwa kochwepheshe kanye nomsebenzisi. Ngaphezu kwalokho, zonke lezi zinhlelo zokusebenza zinikeza izici zokuphepha ngakho akudingeki ukhathazeke ngama-akhawunti akho ukuphulwa.
02 ka 05
I-Mint
I-Mint inikezela zonke izici ezinhle kunazo zonke ozitholayo kumkhiqizo wedeskithophu kufaka phakathi ukubaluleka kwakho, imikhakha ephezulu yokusebenzisa imali, nokubuka konke okulondolozweyo kanye nesikweletu sakho. I-Mint impela yangithola ngithokozile ngokukhokha ikhadi lesikweletu kanye nomkweletu wesikweletu somfundi (thanda isici sezinhloso), futhi manje ngibona kalula ukuthi imali yami iyaphi nokuthi ngitholaphi izinkokhelo. (Ukuba i-freelancer kusho umjikelezo wokukhokhela ongalindelekile.) Isiqephu manje sithatha amaphuzu akho esikweletu njalo ngenyanga.
03 ka 05
I-Goodbudget
Ngenkathi i-Mint inesici sesabelomali, kuhle kakhulu. Uma udinga amathuluzi amaningi aqinile, i-Goodbudget iyinsiza enhle. Isebenzisa inqubo yebhajethi yebhalophu, lapho ungakha khona izigaba zakho bese usetha imingcele yokuchitha. Ungahlukanisa ukuthengiselana phakathi kwesigaba esingaphezu kwesisodwa, futhi uvumelanise idatha yakho kumadivayisi ahlukene amahlanu. Ngale ndlela, wena nomndeni wakho ningayazi ngemali yasendlini. Ungaphinde ulande imibiko yokuchitha imali ukuze uhlole ukuthi usuphi u-overspending futhi wenze izinguquko uma kudingeka.
04 ka 05
BillGuard
Kunezikhathi lapho ibhange lakho lingase lingabambeli icala elingavamile, elibangela ukuphazamiseka nokucindezeleka. U-BillGuard uqapha ukuthengiselana kwakho futhi akuxwayisa uma ukushaja okungavamile noma umzamo wokushaja ubonisa. Izophinde ikuqaphele uma usufake umva nje kumthengisi otholwe ukwephulwa kwedatha. Ungabuye futhi uqaphele amaphuzu akho esikweletu lapha.
05 ka 05
Venmo
Okokugcina, i-Venmo yindlela elula yokuthumela imali kubangani. Isibonelo, uma uphuma esidlweni nabantu abaningana nomuntu oyedwa ebeka phansi ikhadi labo lesikweletu, amanye ama-diners angase athi "i-Venmo" umkhokheli isabelo sabo. Ungafaka imali ku-akhawunti yakho ye-Venmo noma uyixhume kwikhadi lesikweletu noma i-akhawunti yasebhange. Kumahhala ukwenza izinkokhelo kusuka ku-Venmo yakho noma i-akhawunti yasebhange, kodwa kunomthelela we-3 wamaphesenti kwezinye amakhadi esikweletu namakhadi. (Ukuthola izinkokhelo njalo kukhululekile.) Kubalulekile ukuqaphela, ukuthi, nakuba iVenmo iphethwe yi-Paypal, akuyona into efanayo. I-Venmo isetshenziselwa ukusetshenziselwa kuphela abantu obaziyo nokwethemba futhi akunikezi ukuvikelwa komthengi noma umdayisi. Ngakolunye uhlangothi, i-Paypal inikeza ukuvikeleka okunamandla okukhwabanisa okuqinile, ukuze ukwazi ukuzizwa uphephile ukwenza okuthengiselana nabantu abangabazi ku-eBay nakwezinye izitolo ze-intanethi. Ngakho Venmo nabangani ne-PayPal nabantu abangabazi.
Uma ngabe izinhlelo zokusebenza ezihlanganiswe lapha azihlangabezani nezidingo zakho eziqondile, ungase uthande ukucabangela ukubheka abanye, njengezinhlelo zokusebenza ezizokusiza ukuqapha isikolo sakho sekhredithi , noma izinhlelo zokusebenza ezikusiza ngemisebenzi ethize ebhange kusuka esikhungweni sakho sezimali.