Ufuna Ukushintsha Izithwali Zezingenantambo? Ungase Ungamakhulu Lawa Amathiphu Namasu
Izithwali ezingenantambo zifuna ukukugcina ... kuze kube phakade. Yingakho iningi labathwali abakhulu - i-Verizon, i-AT & T, ne-Sprint-idinga inkontileka. Uma ungeke ujabule ngensizakalo futhi ufuna ukuhamba ngaphambi kokuba inkontileka iphelelwe yisikhathi , uzokhokhiswa imali enkulu yokuqeda kokuqala (ETF). Lokho, bathi, kusetshenziselwa ukuxhasa imali ephansi yeselula oyithengayo. Uma ufuna ukushintsha futhi ungafuni ukukhokha imali yokuqeda, noma kunjalo, kunezindlela ezimbalwa zokuhamba ngalokhu.
01 ka 05
Shintsha isivumelwano sakho nomunye umuntu
Ufuna ukuphuma enkontileka yakho. Umuntu osebenzisa isevisi ehlukile ye-wireless ufuna ukuthumba umhlinzeki wakhe. Isimo sokuwina-ukunqoba (wena nomuntu lowo, futhi umnikezeli ongenazintambo usathola izinkokhelo zenyanga zonke). Ungashintsha isivumelwano sakho somunye umuntu kwenye yezindawo eziningi, kuhlanganise neCellswapper, TradeMyCellular, ne-CellTrade.
02 ka 05
Bika Imigomo Yesevisi Ephuliwe
Imibandela yesevisi yenkampani elula futhi eguquguqukayo ehlinzeka ngomakhalekhukhwini ingaba usizo esimweni esinjengalezi. Njengoba isivumelwano sakho singase sithi, uma inkampani ihluleka noma iphula noma yimiphi imigomo yesivumelwano, ungaba nelungelo lokushiya - ngaphandle kokukhokha imali yokuqala yokuqeda. Isibonelo, uma i- Verizon Wireless yenza ushintsho kusuka ku-$ 0.13 kuya ku-$ 0.16 "yemali yokulawula," lokhu kwakuyi "inguquko engalungile yesikontraka," okuvimbela inkontileka yamanje uma ungavumelani nayo, i-Consumerist ibika . Uzodinga ukugcina amehlo kulezi zinguquko (ngisho nezincane) esivumelwaneni sakho ukuze ukwazi ukusizakala ngalokhu.
03 ka 05
Cacisa Mayelana Nesevisi Engalungile
Ngokufanayo, uma ubiza inkonzo yamakhasimende ukuthi awukwazi ukuthola ukuthengwa okuhle endaweni yakho, ungase ukwazi ukuphuma e-ETF. Phela, umhlinzeki ongenazintambo akagcini ukugcina ukuphela kwesivumelwano. Lokhu akusebenzi ngaso sonke isikhathi, njengoba othwalayo kuphela angabhekisela emabalazweni abo okufakazela njengobufakazi noma athumele umuntu ukuba avivinye endaweni yakho (nangomthetho kaMurphy, uzobasebenzela).
04 ka 05
Yenza Umhlinzeki Wakho Ongenazintambo Ezingenayo Ukhokhele i-ETF
Uyi-VIP kubahlinzeki abangenantambo, abafuna ukweba ababhalisile abaningi ukusuka kwezinye izinkampani ngangokunokwenzeka. Lokhu kusho ukuthi uzothola ukuhlinzekwa okugqugquzelayo ukuthi ushintshe okuhlanganisa ukukhokha imali yokuqala yokuqeda. I-T-Mobile ne-AT & T, yaziwa ngokunikela ngemali yabasebenzisi abayishintsha kubo.
Omunye wabahlinzeki bamakhalekhukhwini ababizayo kakhulu , u-Ting, angase akhokhe imali yakho yokuqeda kuqala kuze kufike ku-$ 75 ngomshini ngamunye (noma u-25% ekukhokhweni kwakho kwasekuqaleni). Akusiyo i-100% futhi ngeke ihlanganise i-ETF yonke, kodwa isadinga okuthile.
05 ka 05
Yenza i-ETF Less Painful
Uma kungekho msebenzi ongenhla, zama enye yalezi zincomo, okungenani uthathe ukulunywa kwezindleko zokulahleka ezibizayo:
- Thengisa ifoni yakho ngakho konke ongakwenza ku-Craigslist noma kwenye indawo (Bheka: Ukuthi Ungathengisa I-Laptop Yakho Elidala noma I-smartphone Yakho Imali Eningi.
- Ungakhohlwa ukusula ifoni yakho endala ngaphambi kokuthi uyithengise, noma kunjalo.) Ungase futhi ukwazi ukuthengisa isivumelwano sakho ku-Craigslist.
- Yehlisa izindleko zesevisi yakho yocingo ngokunciphisa kakhulu ohlelweni ngangokunokwenzeka (Ngakanani Idatha Oyidingayo Ngempela?)