Abadayisi Bakhuthaze Abathengi Ukusebenzisa Amalengiso Amasheya, Ukuthengisa Okuqhubekayo
Imfono ilawula yonke into kulezi zinsuku - imboni yokudayisa, ikakhulukazi, ishintsha ngokushesha emphakathini wamanje weselula. Izitayela zokuthengisa kulo nyaka ziveza ngokucacile ukuthi abathengisi abanikeza okulula njengokungena kweselula kanye nokukhokha baphumelela kakhulu kunalabo abanikeza izindlela zokukhokha zendabuko. Nakuba lokhu kulindeleke, omunye umkhuba obabazayo oza phambili wukuthi izitolo zokuthengisa zihlinzeka ngokwazo, izinsizakalo zokukhokha ezithintekayo, njengokungahambisani nezikhwama zomhlaba wonke ezifana ne- Apple Pay, i-Android Pay nokuningi .
Inombolo ekhulayo yezingubo zokuthengisa zihlinzeka ngamasevisi abo omthengi weselula, enikeza izinzuzo ezengeziwe futhi ubuqotho buvuza kumakhasimende, uma kuqhathaniswa namallets jikelele. Njengoba lezi zinsizakalo zihloselwe ukuqonda ukuziphatha komsebenzisi kangcono, zingasiza ekushintsheni ukuziphatha komsebenzisi ngendlela yokusiza abathengisi ukushayela ukuthengisa okuningi. Ochwepheshe bakholelwa ukuthi, njengoba i-Apple Pay nezinsizakalo ezifanayo azikwazi ukunikeza ububanzi obuningi bokuxhumana, ekugcineni abasebenzisi bakhetha izikhwama zomthengisi kunalokho.
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Izinzuzo zabadayisi
Lezi zinsizakalo ezisuselwa kumthengisi zinikeza izinzuzo eziningana; ikakhulukazi abathengisi. Ezinye zezinzuzo ezinkulu zilandelayo:
- Inzuzo enkulu kunazo zonke zabathengisi bezimakethe ukuthi lezo zitolo zingabasebenzisa ukutadisha ngokuziphatha ukuziphatha komsebenzisi , ngaleyo ndlela banikeze uhlobo olufanele lokuvuselela abasebenzisi. Imvelo ngokwezifiso zalezi zinsizakalo yenza abathengisi bakhuthaze amakhasimende ukuba abavakashele kaningi; ngaleyo ndlela kungenzeka ukushayela ukuthengisa okuningi.
- Ikhwalithi ehlangene ye-merchant wallets isiza abathengisi ukuba bafinyelele kumakhasimende , ngaleyo ndlela baqonde ukuthi yini abayifunayo, ekugcineni bazisize ukuthi bakhonze abasebenzisi bokuphela kangcono.
- Izinsizakalo zesikhwama somthengisi ngokuvamile zakhiwe ebuchwepheshe bokusakaza. Lokhu kusho ukuthi amakhasimende ngeke adinge ukuqhubeka nokubuyekeza noma ukuthuthukisa amadivayisi wabo ukuze athole zonke izici zakamuva. Ngakolunye uhlangothi, izikhwama zomhlaba wonke azizona ezilula kakhulu ukusebenza.
- Ubuchwepheshe obusakazwayo kwenza ukuba abathengisi bahlanganise nezinye ubuchwepheshe ezifana namakhodi we-QR ; ngaleyo ndlela yenza kube lula nakakhulu kumakhasimende ukuthi afinyelele uhla lwezinsiza eziningi.
- Izikhwama zomthengisi azidingi ngokukhethekile izitolo zokuthengisa ukuze ziqhubeke nokuthuthukisa izinhlelo zabo zokuthengisa. Lokhu kuyinkinga enkulu endabeni yama-wallets jikelele.
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- Uhlelo lwe-wallet mobile lwe-Walmart lusiza abasebenzisi ukuthi bathole intengo engcono kakhulu yemikhiqizo yabo, futhi babike ama-akhawunti abo uma kwenzeka esinye isitolo sibanika intengo ephansi.
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Ama-Wallet Universal vs. Amalengiso Amasheya
Ngokukhuphuka ngokungazelelwe kokuthandwa kwabadayisi bezimakethe, abahlinzeki besikhwama somhlaba wonke manje sebeqala ukuqonda isidingo sokunikeza izikhuthazo eziningi kumakhasimende abo. I-Samsung Pay, isibonelo, manje inikeza abasebenzisi ikhadi lesipho le-$ 30 ngemuva kokuqedela ukuthenga kwabo oku-3 ngepulatifomu yabo. Lezi zinsizakalo zingathandwa uma ziqala ukuveza okunye okulula kumsebenzisi. Noma kunjalo, lokhu kungathatha isikhathi ukuqala ukubonisa imiphumela emihle.
Phakathi naleso sikhathi, abathengisi bazokwenza kahle ukunikeza amadili angaphezulu nangaphezulu nemiklomelo ngamapulatifomu abo abekwe uphawu. Ukwengeza, ukuhlanganisa le nsizakalo ngezinketho zokukhokha ezithintekayo zefoni kuzoqhubeka nethuba lokuphumelela.
Ukuqaphela isidingo sabanye abasebenzisi ukuba banamathele emasakeni onke, abathengisi abaningana bahlanganisa izinsizakalo zabo ngamapulatifomu e-Universal Pay, i-Apple Pay ne-Samsung Pay. Uma bangathola izindlela zokubamba ngokuqondile abasebenzisi ngohlelo lwabo lokusebenza, bangakwazi ukushintsha ngempumelelo ukuziphatha kwamakhasimende ukuze basebenzise uhlelo lwabo lwe-wallet brand, esikhundleni sokuya kwesinye isiteji.