01 kwezingu-10
Ama-imeyili we-Phishing namakhasi e-Phony Web
Lena yi-intanethi ye-intanethi kanye ne-imeyli evamile kakhulu namuhla. Kuyinto yosuku lwanamuhla "umdlalo we-sting". " Ukuphishingwa " yilapho amasela wedijithali akuheha khona ekudaluleni imininingwane yakho yephasiwedi ngokusebenzisa ama-imeyili akhohlisayo namakhasi ewebhu. Lawa ma-imeyili we-phishing namakhasi ewebhu afana neziphathimandla zezikweletu ezisemthethweni njenge-Citibank, eBay, noma i-PayPal. Bayesabisa noma bakunxusa ekuvakasheleni ikhasi lewebhu le-phony bese ufaka i-ID yakho nephasiwedi. Ngokuvamile, ukuziqhenya kuyisidingo esiphuthumayo sokuthi "uqinisekise ubunikazi bakho". Bayokunikeza ngisho nendaba yokuthi i-akhawunti yakho ihlaselwe kanjani ngabaduni ukuze ikukhohlise ukungena kolwazi lwakho oluyimfihlo.
Umyalezo we-imeyili uzodinga ukuthi uchofoze kusixhumanisi. Kodwa esikhundleni sokukuholela ekungeneni kwangempela ku-https: isayithi, isixhumanisi sizokuthumela ngokufihliwe kuwebhusayithi ye-fake . Wena ufake i-ID yakho nephasiwedi ngokungenacala. Lolu lwazi luyamukelwa ngabakwa-scammers, abese befinyelela i-akhawunti yakho kamuva bese bebaleka ngamadola angamakhulu amaningana.
Leli qhinga lokuphanga, njengabo bonke abantu, lixhomeke kubantu abakholelwa ukufaneleka kwama-imeyili wabo namakhasi ewebhu. Ngenxa yokuthi zazalwa ngaphandle kwamasu okuqhaqhazela, "ukudoba" kubhalwe nge-stylistically "ukuphinga" ngabaduni.
Ithiphu: ukuqala kwekheli lokuxhumanisa kufanele kube ne-https: //. Ama-fishing fakes azoba ne-http: // (akukho "s"). Uma namanje ungabaza, shayela ucingo esikhungweni sezezimali ukuze uqinisekise ukuthi i-imeyili inembile yini. Okwamanje, uma i-imeyili ibonakala ilolisa kuwe, ungayithembi. Ukungabaza kungakusiza amakhulu amaholo alahlekile.
02 kwezingu-10
I-scam yaseNigeria, eyaziwa nangokuthi i-419
Iningi lenu lithole i-imeyili evela kulungu lomndeni waseNigeria elinomcebo. Kuyakhala ukukhala okukhulu kokusiza ukuthola imali enkulu kakhulu ezweni. Ukuhluka okuvamile owesifazane wase-Afrika owathi umyeni wakhe ushonele nokuthi ufuna ukushiya izigidi zamaRandi wefa lakhe esontweni elihle.
Kuzo zonke izinhlobo, i-scammer ithembisa ukukhokha okukhulu kakhulu kwemisebenzi encane engafundile. Lokhu kukhwabanisa, njengokunciphisa okuningi, kuhle kakhulu ukuthi kungabi yiqiniso. Noma kunjalo abantu basalela kulo mdlalo wokudlulisela imali.
Bayosebenzisa imizwa yakho nokuzimisela ukukusiza ngokumelene nawe. Bazokuthembisa ukusika okukhulu kwebhizinisi labo noma umndeni wabo. Konke okucelwa ukuba ukwenze kuhlanganisa "okungenamthetho" okungapheli nezinye "izimali" okumele zikhokhwe kubantu abangakhipha imali ye-scammer.
Uma uzimisele ukukhokha ngokwengeziwe, bazozama ukuphuza ngaphezulu kwesikhwama sakho. Ngeke nanini ubone noma yimiphi imali ethembisiwe ngoba ayikho. Futhi okubi kakhulu, lokhu kuhlaselwa akuyona into entsha; ukuhluka kwawo kwafika emuva ngo-1920 lapho kwaziwa ngokuthi 'IsiSpanish Prisoner' con.
03 ka-10
Ukukhwabanisa kwe-Lottery
Iningi lethu liphupha lokulishaya elikhulu, ukuyeka imisebenzi yethu nokuthatha umhlalaphansi ngenkathi sisencane ngokwanele ukujabulela izinto ezinhle ekuphileni. Kungenzeka ukuthi uzothola okungenani i-imeyili eyodwa ethakazelisayo evela kumuntu othi uyithole ngempela imali eningi. Imibono yekhaya lephupho, ukuvakasha okuhle, noma ezinye izinto ezibizayo ongakwazi ukuzikhokhela kalula, zingakwenza ukhohlwe ukuthi awukaze wangena kuleli lotho kuqala.
Lokhu kuhlaselwa kuzovame ukuza ngesimo somlayezo we-imeyli ovamile. Izokwazisa ukuthi unqobe izigidi zamaRandi futhi uhalalisela njalo. Ukubamba: ngaphambi kokuthi ukwazi ukuqoqa "ukunqoba" kwakho, kufanele ukhokhe imali "yokucubungula" yezinkulungwane ezimbalwa zamaRandi.
Ima! Umzuzu lapho umuntu omubi echitha imali yakho, ulahlekelwa. Uma usuqaphele ukuthi ususondelene nokukhokha imali engu- $ 3000 kumuntu odidekile, sekuphele isikhathi eside ngemali yakho. Ungaweli lobugebengu belotho.
04 kwezingu-10
Izimali ezithuthukisiwe ezikhokhelwa isikweletu esiqinisekisiwe noma ikhadi lesikweletu
Uma ucabanga ngokufaka isicelo se-loan "esandulelwe ngaphambili" noma ikhadi lesikweletu elikhokha imali ephezulu, zibuze: "kungani ibhange lingazenza lokho?" Lezi zikhwama zibonakala kubantu abazinika isikhathi sokuhlola isipho.
Khumbula: izinkampani ezikhishwe ngamakhadi ezikweletu zikhokhisa imali yonyaka kepha isetshenziselwa ibhalansi yekhadi, ungalokothi ubhalise. Ngaphezu kwalokho, uma usula ngokusemthethweni ibhalansi yakho yenyanga ngayinye, ibhange elisemthethweni lizovama ukunyusa imali yonyaka.
Ngokuqondene nalezi zindleko ezingavamile, ezivunyelwe ngaphambilini ngaphambi kwemakhaya amadola ayizigidi eziyizigidi: sebenzisa ingqondo yakho evamile. Laba bantu abakwazi wena noma isimo sakho sesikweletu, kodwa bazimisele ukunikeza imikhawulo emikhulu yemali.
Ngokudabukisayo, iphesenti labo bonke abamukeli "isipho" sabo esiyinkimbinkimbi sizoyithatha imali futhi baholele imali ephezulu. Uma umuntu oyedwa kuphela kubo bonke abayizinkulungwane abawa ngenxa yalokhu kuhlaselwa, abakwa-scammers banqoba ama-dollar angamakhulu amaningana. Maye, izisulu eziningi kakhulu, ezicindezelwa izinkinga zezezimali, ngokuzithandela zingene kulolugibe lomuntu.
05 ka-10
Izinto ezithengiswa ukukhwabanisa ngokweqile
Lokhu kuhilela into ongase uyibeke ohlwini lokudayiswa njengemoto, iloli noma enye into ebiza. I-scammer ithola isikhangiso sakho futhi ikuthumela umnikelo we-imeyili wokukhokha okungaphezulu kunani lakho elicelayo. Isizathu sokukhokhwa ngokweqile kubhekene nokuhlobene nemali ekhokhwa ngamazwe ukuthumela imoto ngaphandle kwezwe. Ngokubuyisela, kufanele umthumelele imoto kanye nenkokhelo yokwenza umehluko.
I-oda lemali oyitholayo libukeka langempela ukuze uyibeke ku-akhawunti yakho. Ezinsukwini ezimbalwa (noma isikhathi esithathayo ukusula) ibhange lakho likukwazisa ukuthi umyalelo wezimali wawunamanga futhi ucela ukuthi ukhokhe lelo nani ngokushesha.
Kuzinguqulo eziningi ezibhalwe phansi ze-oda lokwehlelwa kwemali, i-oda lemali empeleni kwakunguyodokhumenti eliyiqiniso, kodwa lalingakaze ligunyazwe yibhange labiwe. Endabeni yokuhlolwa kwe-cashier, ngokuvamile kuyindlela yokukhohlisa ekholisayo. Manje usulahlekelwe imoto, ukheshi othumele ngemoto, futhi unesibalo semali esiphezulu ebhange lakho ukumboza umyalo ombi wemali noma isheke elikhohlisayo le-cashier.
06 kwangu-10
Ukukhwabanisa kokukhokha okusetshenziselwa umsebenzi
Uthumele ukuqhubeka kwakho, okungenani nedatha yomuntu siqu kufinyeleleke ngabashayeli abangaba khona, endaweni efanele yomsebenzi. Uthola ukunikezwa komsebenzi ukuze ube "ummeleli wezezimali" yenkampani yangaphandle kwezwe ongakaze uzwe ngaphambilini. Isizathu abafuna ukukuqasha ukuthi le nkampani inenkinga yokwamukela imali evela kumakhasimende ase-US futhi zidinga ukuthi uphathe lezo zinkokhelo. Uzokhokhwa ikhomishini engu-5 kuya kwezingu-15 ngokuthengiselana.
Uma ufaka isicelo, uzohlinzeka nge-scammer ngolwazi lwakho lomuntu siqu, njengolwazi lwe-akhawunti yasebhange, ukuze "ukhokhwe". Esikhundleni salokho, uzothola okunye, noma konke okulandelayo:
- ukwebiwa kobunikazi,
- imali yebiwe kusuka ku-akhawunti yakho, noma
- bangathola amasheke amanga noma ama-oda okukhokhela izinkokhelo ozifakayo ku-akhawunti yakho kodwa kufanele athumele ama-85 - 95 amaphesenti alowo "kumqashi" wakho.
Ngokushesha uzothola imali eningi ebhange lakho!
07 kwangu-10
Ukuhlukunyezwa kwezinhlekelele
Yini i-9-11, i-Tsunami ne-Katrina efana nayo? Lezi zonke izinhlekelele, izenzakalo ezimbi lapho abantu befa khona, balahlekelwe abathandekayo babo, noma konke abanakho. Ngezikhathi ezinjengalezi, abantu abalungile bayadonsela ndawonye ukuze basize abasindile nganoma iyiphi indlela abangayenza, kuhlanganise neminikelo ye-intanethi. Abakwa-Scammers basungula amawebhusayithi amahle okusiza bese beba imali enikezwa izisulu zezinhlekelele.
Uma isicelo sakho somnikelo siza nge-imeyili, kunethuba lokuba umzamo wokuphinga. Ungacindezeli kusixhumanisi ku-imeyili bese uzinikela ngokuzithandela i-akhawunti yakho yasebhange noma imininingwane yekhadi lesikweletu.
Ukubheja kwakho okuhle ukuxhumana nenhlangano ehlonishwayo ngokuqondile ngefoni noma iwebhusayithi yabo.
08 kwezingu-10
Izikhwama zokuhamba
Lezi zikhwama ziyasebenza kakhulu ezinyangeni zasehlobo. Uthola i-imeyili ngesipho sokuthola amanani aphansi ngokumangalisayo kwenye indawo engavamile kodwa kufanele uyibeke namuhla noma isipho siphela ngalobo busuku. Uma ufonela, uzothola ukuthi uhambo lukhululekile kodwa amazinga ehhotela aphezulu kakhulu.
Abanye bangakunikeza amanani entengo ephansi kodwa ufihle imali ethile ephakeme kuze kube yilapho "usayine umugqa ochaziwe". Abanye, ukuze banikeze "into yamahhala", kuzokukwenza uhlale nge-timeshare pitch endaweni. Noma kunjalo, abanye bangayithatha imali yakho futhi banganikeli lutho.
Futhi, ukuthola ukubuyiselwa kwembuyiselo yakho, uma unquma ukukhansela, ngokuvamile kuyimbangela elahlekile, evame ukubizwa ngokuthi i-nightmare noma i-mission-engenakwenzeka.
Isu lakho elihle kakhulu ukubhuka uhambo lwakho ngomuntu siqu, ngokusebenzisa i-ejensi yokuvakasha ehloniphekile noma isevisi enembile ekhonjisiwe enethiwekhi njenge-Travelocity noma i-Expedia.
09 kwezingu-10
"Yenza Imali Ngokushesha" nge-imeyili
Uhlelo oluyingqayizivele lwepiramidi: uthola i-imeyili enohlu lamagama, ucelwa ukuba uthumele ama-dollar angu-5 (noma kunjalo) ngeposi kumuntu ogama lakhe lingaphezulu ohlwini, engeza igama lakho phansi, futhi phambili uhlu olubuyekeziwe kwabanye abantu abaningi.
Umlobi wale ncwadi yokuhlambalaza uchaza ukuthi, uma abantu abaningi bejoyina lolu chungechunge, uma sekuyisikhathi sakho sokuthola imali, ungase ube yimizigidi!
Khumbula ukuthi, izikhathi eziningi, uhlu lwamagama lusetshenziselwa ukugcina igama eliphezulu (umdali we-scam, noma abangane bakhe phezulu, unomphela.
Njengenguqulo yangaphambili ye-snail-mail ye-snail ye-chain, umagazini we-imeyili ungemthetho. Uma ukhetha ukubamba iqhaza, usengozini yokukhokhiswa ngobuqhophozi - nakanjani akuyona into oyifunayo kumarekhodi akho noma uqale kabusha.
10 kwangu-10
"Vula Ikhamera Yakho KuyiMshini Wokwenza Imali!"
Nakuba kungenjalo ukuhlaselwa okugcwele, lesi sikimu sisebenza kanje: Uthumela umuntu imali ukuze uthole imiyalelo lapho uya khona nokuthi yini okufanele uyilande futhi uyifake kukhompyutha yakho ukuze uyiguqule umshini wokwenza imali ... kubagaxekile.
Lapho ungena ngemvume, uthola i-ID eyingqayizivele futhi kufanele unikeze imininingwane yakho ye-akhawunti yakho ye-PayPal yezimali "zemali enkulu" ozothola "maduze" ezitholayo. Uhlelo okufanele ugijime, ngezinye izikhathi 24/7, luvula amafasitela amaningi ad, ngokuphindaphindiwe, ngaleyo ndlela ikhiqize imali yokuchofoza ngokuzenzakalelayo kwabagaxekile.
Kwesinye isimo, i-ID yakho inqunyelwe inombolo ethile yekhasi ukuchofoza ngosuku. Ukuze wenze noma yikuphi imali kulolu hlelo, uphoqeleke kakhulu ukuba uhlasele abagaxekile ngokufihla ikheli lakho langempela le-IP namasevisi e-proxy ase-Intanethi afana ne- "findnot", ukuze ukwazi ukuchofoza ikhasi elengeziwe.
Ngeke ngize ngingene engxoxweni mayelana nokuthi lolu hlelo luzokwenzani ekusebenzeni kwekhompyutheni yakho ... kuyinhlekelele yangempela uma ungene kulokhu kukhwabanisa.