I-PayPal yabaqalayo

I-PayPal yisevisi ethandwa kakhulu yomuntu 'ophakathi' yokuthenga inthanethi . Lapho i-MoneyGram neyokudluliswa kwentambo kwakuyisilinganiso ekhulwini lama-20, namuhla abasebenzisi abangaphezu kwezigidi ezingu-170 base-intanethi bavula i-PayPal ukuthumela imali komunye nomunye nge-imeyili.

Yini ngempela i-PayPal?

Kusukela ekuqaleni kwawo ngo-1998, i-PayPal ibe yindlela elula futhi enokwethenjelwa yokudlulisela imali ku-intanethi, ukuthenga kuka- eBay kuka-45% kuhamba nge-PayPal. Ilinganiselwa ku-$ 7000 inqatshelwe njalo ngomzuzwana wansuku zonke nge-PayPal.

Kungani i-PayPal idume kakhulu?

I-PayPal inezinzuzo ezintathu ezinkulu:

1. Isetshenziswa kabanzi, ngakho-ke kukhona ukujwayela okuqinile futhi uthembele kuyo yonke isevisi ye-PayPal.
2. Kuyinto elula kakhulu, njengoba konke okudingeka ukwazi ikheli le-imeyili lomuntu.
3. Ifihla imininingwane yasebhange kanye nekhadi lesikweletu evela kwelinye iqembu.

Indlela I-PayPal isebenza ngayo

I-PayPal ivumela abantu ukuthi bathumele imali kumakheli we-imeyili yomunye nomunye ngenkathi ngesikhathi esifanayo befihla ikhadi lekhadi lesikweletu ngalinye nolwazi lwebhange. Lokhu kuhle ukuthenga izimpahla ezivela kubantu abangabazi , nokudlulisela imali kwabanye abantu abazimele.

Ngokufana ne-escrow service, i-PayPal isebenza njengomnikazi wemali. Ngenqubomgomo, imikhuba, kanye nobuqotho bebhizinisi, i-PayPal ithola ukwethenjwa kokubili. Ama-PayPal amathuluzi okuqinisekisa ukuthi bobabili abathengi nabathengisi baqinisekisa ukuthi imali noma izimpahla zabo zingatholakala uma ukuthengiselana kuphenduka umuncu. Lena yindlela eyodwa ongayethemba ngayo i-PayPal ukuze ungabi isayithi logaxekile .

Okubaluleke kakhulu: zombili amaqembu angagwema amaphepha okusebenzisana ngqo namabhange kanye nabahlinzeki bamakhadi esikweletu.

Izidingo ze-PayPal

Ayikho imfuneko yobuchwepheshe obukhethekile noma ilayisense yebhizinisi yokuthumela / ukuthola imali nge-Paypal. Udinga kuphela okulandelayo:

1. Ikheli le-imeyili elivumelekile.
2. Ikhadi lesikweletu elivumelekile noma i-akhawunti yasebhange.

Ngokuqondile ngoba kulula ukuyisebenzisa, i-PayPal iyintandokazi yezigidi zabathengisi be-amateur nabathengi emhlabeni wonke.

I-PayPal Yenza Kanjani Imali?

Njengomthengisi wezimali ophakathi, i-PayPal yenza inzuzo yakho ngokushaja iphesenti yemali edluliselwa kuwe.

• I-PayPal ikhululekile kubathengi bezimpahla. Uma umthengi ehlela i-akhawunti ye-PayPal, akudingeki lutho ukuthumela imali kumthengisi. Lezi zimali zihoxiswa kwikhadi lesikweletu lomsebenzisi noma i-akhawunti yasebhange, noma kokubili. I-PayPal ayikhokhisi abathengi ukuthumela imali.
• Izinkokhelo ze-PayPal zezimpahla zikhokhiswa imali engama-30 cent (1.9% kuya ku-2.9%) ukuze uthole imali. I-PayPal izokhokha kuphela ukuthola imali. Ukusebenzisa ifomula ekhethekile ekhokhwayo, i-PayPal izoba abathengisi bezinkokhelo lapho bethola inkokhelo kumthengi.
• I-PayPal ngezinye izikhathi ikukhokhisa ukuthi uthumele imali kumngane noma ilungu lomndeni. Uma usebenzisa i-akhawunti yakho yasebhange noma ibhalansi ye-PayPal ukuthumela imali, futhi umamukeli akayena umdayisi obhalisiwe ku-PayPal, ngakho-ke akukho mali yokuthumela noma ukuthola imali. Isibonelo: uthumele indodana yakho engu-$ 500 ngenkathi esesikoleni, noma unikeza i-$ 75 kubhola lakho le-paintball inthanethi.
• I-PayPal inkokhelo ukuthi uthumele imali kubangani noma emndenini ngaphandle kwe-countr y (inkokhelo engu- ~ 2%).
• I-PayPal inkokhelo uma uthumela imali kubangani noma kumndeni kusuka ekhadini lakho lesikweletu.
• Ithebula le-Paypal Fee:

1. Ukwamukela ukudluliselwa ngaphansi kwe $ 3000 USD: imali engu 2.9% + $ 0.30 USD.
2. Ukwamukela ukudluliselwa kuka $ 3000.01 kuya ku-$ 10,000: imali engu 2.5% + $ 0.30 USD.
3. Ukwamukela ukudluliselwa kuka $ 10,000.01 kuya ku-$ 100,000: imali engu-2.2% + $ 0.30 USD.
4. Ukuthola ukudluliselwa kuka $ 100,000: Izinkokhelo ze-Paypal 1.9% + $ 0.30 USD.

Njengoba ungase uqagele, abathengisi abahlakaniphile bazokwandisa amanani abo ukuze basuse lokhu okukhokha eceleni kwabo kwe-PayPal.

Yini Ongayisebenzisa PayPal For?

Kunezinhlobo ezintathu ezisetshenziswa kakhulu ze-PayPal:

1. Ngesikhathi esisodwa ukuthenga ku-intanethi. Uthanda i-pair of izicathulo ku-eBay, isibonelo, noma ufuna ukushayela umshini omusha wekhofi kusuka kumthengisi we-intanethi. I-PayPal yindlela ehlukile yokusebenzisa ikhadi lakho lesikweletu, njengoba ungagcina imininingwane yakho yekhadi kusuka ekusakazeni ku-intanethi.
2. Ukubhaliselwa okuqhubekayo ku-intanethi. Uma ufuna ukubhalisela ku- Netflix noma enye insizakalo yokubhalisa e-intanethi edinga izinkokhelo zanyanga zonke, ke i-PayPal yinto enhle. Ungakwazi futhi ukusetha i-PayPal ukuhoxisa ngokuqondile ku-akhawunti yakho yasebhange esikhundleni sekhadi lakho lesikweletu.
3. Ukuthumela imali kubangani noma kumndeni. Udinga ukukhokha imali oyiboleke ku-buddy wakho, noma i-kid yakho e-Australia futhi udinga ukudlulisela imali kubo. I-PayPal inhle kulezi zintengiselwano futhi ingaba nezinkokhelo zerozi.

Ngakho-ke, Yini Okubanjwa Nge-PayPal?

Njenganoma yiliphi isevisi ye-intanethi, kukhona ukwehla, futhi amanani okufanele ukhokhe uma usebenzisa i-PayPal.

1. Amazinga wengxoxo yezimali ka-PayPal ayabiza kakhulu. Uma ungumuntu waseCanada noma u-Englander, ngokwesibonelo, futhi uthengisa izimpahla kumthengisi waseMelika, amazinga okushintshaniswa ukuthi i-PayPal izokhokhisa akuyona imali ebiza kakhulu kunamabhange amaningi, kodwa i-PayPal izokwazisa ngokukhokhiswa okungu-2% ukuguqula imali.
2. I-PayPal inokukhathazeka ngokweqile ngezinkinga zokukhwabanisa, futhi izovala masinyane i-Akhawunti ye-PayPal ematasa uma imangalela noma yikuphi ukungaziphathi kahle. Lokhu kusho ukuthi: Uma umqondo we-PayPal ubungozi bokuphepha noma ubumfihlo, kuzomisa izimali zakho futhi kungakunikezi ukufinyelela kwamasonto kuze kube yilapho ungaphikisana nanoma yiziphi izinsolo zokukhwabanisa.
3. Ukwesekwa kwefoni ye-PayPal kungaba yindawo. Nakuba abasebenzisi abaningi bathole ukusekelwa okuhle kakhulu kusuka etafuleni labo lokubiza, abanye abasebenzisi abaningi babika ukuthi bakhungathekile ngenxa yokungabi nabathengi nokuntula kolwazi ngabasebenzi befoni.
4. I-PayPal iyabiza kakhulu kunezinye izindlela eziningi: Ukudluliswa kwe-Interac, isibonelo, kuyashesha kancane kwamanye amazwe ukudluliselwa emngceleni.
5. I-PayPal imangalelwe ngamakhasimende anokwedlula ngokwezimali ngemali yesithakazelo, izimali ezisheshayo, nezinye izindleko ezincane ezengeziwe. Nakuba lezi zikhalazo zixazululwa ngokushesha ngamakhasimende abuyiselwayo, lokhu kuyimfihlo emisebenzini yebhizinisi yasePayPal eyedlule.

I-PayPal ephephile kangakanani?

Nakuba kungekho uhlelo olungamaphesenti angu-100, i-PayPal iklanyelwe amasheke amaningi nezilinganiso kwisistimu yayo ukugcina amaphutha nobuqhophozi okungenani. Ngeke uthole esinye isikhungo sezimali se-intanethi esingcono ekuvikeleni amakhasimende ayo kune-PayPal. Eqinisweni, i-PayPal isuke ingenakuzwela kakhulu uma kuziwa ngezinkathazo zokukhwabanisa, ngoba ngeke bayenqikaze ukukhipha i-akhawunti abasolwa ukuthi bayayenza ubuqili.

1. I-PayPal iqinisekiswe ngokukhwabanisa nokwebiwa kwe-identity. I-PayPal iqinisekisa ukuvikelwa okungu-100% ngokukhokha okungagunyaziwe kusuka ku-akhawunti yakho. Ukuze usize ukuyeka ukwebiwa kwemininingwane , konke ukuthengiswa kuqinisekisiwe nge-imeyili kumnikazi we-akhawunti ye-PayPal. Noma yikuphi ukuthengiselana ofuna ukuphikisana nakho kuzokunika ukufinyelela kweqembu le-24/7 lokusekela labahlaziyi abazokuxazulula inkinga yakho kuwe.
2. Ukuthengwa kwe-eBay kungabuye kuqinisekiswe kuze kufike ku- $ 1000 nge-PayPal. Isevisi ebizwa ngokuthi "PayPal Buyer Protection" yindlela enye i-PayPal ezoqinisekisa ngayo ukuthi abathengisi abathile banokwethenjelwa.
3. Ithimba le-PayPal's Anti-Fraud lisebenza ngo-24/7. Ukusebenzisa amamodeli enengozi eyinkimbinkimbi nobuchwepheshe obuphambili, ithimba liyakwazi ukubona, futhi livame ukubikezela, umsebenzi osolisayo ukuze usize ukuqeda ukwebiwa kobunikazi. Umsebenzi wodwa weqembu lokukhwabanisa ukukwenza yonke imisebenzi yePayPal njengendlela ephephile futhi engenamandla ngangokunokwenzeka.
4. Ezinye izinyathelo zokuphepha ze-PayPal eziningi zihlukanisa isevisi kusuka kumncintiswano wayo. Imininingwane yewebhusayithi yePayPal izilawuli ezengeziwe ezifana nobufakazi bokuthunyelwa kanye nobufakazi bokudiliva.

I-PayPal ibuyisa kanjani imali yami?

Ungakhetha ibhalansi yamanje noma ukuhoxiswa okusheshayo njengendlela yakho yokukhokha.

I-PayPal iguquguquka kalula, iqala-friendly, futhi iyakwazi ukwengeza inhlobo yayo yesikweletu sesikhashana esifushane.

1. Ungavumela i-PayPal ukuhoxisa ngokumelene nekhadi lakho lesikweletu noma i-akhawunti yasebhange kuphela uma uthenga. Uma usithumele imali, i-PayPal izokhipha izimali ngokushesha, bese ihoxisa imali kusuka ebhange / ekhadini lakho lesikweletu ezinsukwini ezimbili zebhizinisi. Ngalolu khetho, asikho isidingo sokugcina ibhalansi ngqo ye-PayPal, futhi akukho mali yokusebenzisa le nqubo.
2. Ungadlulisela imali ku-PayPal ngokuqondile, bese ushiya leyo mali ku-akhawunti yakho ye-PayPal. Nakuba ngeke uthole inzalo yasebhange ngale ndlela, yenza kube lula kakhulu ukuhlukanisa isabelomali sakho sokuthenga inthanethi kusuka kumakhadi akho asebhange namakhadi avamile. Ayikho imali yokusebenzisa le nqubo, noma.

Ngifaka Kanjani imali kusuka ku-PayPal?

Ukukhipha imali kusuka ku-PayPal kulula. Cha, akusiyo ngqo kumshini webhange. Kunalokho, ukhokha i-PayPal ikhadi lakho lesikweletu noma i-akhawunti yakho yasebhange ngokusebenzisa uhlobo lokudluliswa kwentambo. Lapho imali idluliselwa ku-akhawunti yakho yasebhange, khona-ke uyayihoxisa enye imali. Ngenkathi lokhu kuhoxiswa kwe-PayPal 'kungabi nalutho, kungathatha izinsuku ezingu-8 zebhizinisi ukuze kudluliselwe ibhange lakho le-PayPal-to-your to complete.

Indlela yokusetha i-Akhawunti ye-PayPal

Ungaqala i-akhawunti entsha ye-PayPal kungakapheli amaminithi. Ukuhlolwa kokuqala kwekhredithi sekuvele kwenziwe ngenkampani yakho yekhadi lesikweletu kanye nebhange lakho; manje nje udinga ukuthola i-PayPal ukuxhuma leyo lwazi kukheli lakho le-imeyili.

Izidingo

Uzodinga:

• Ikheli le-imeyili elivumelekile nelinokwethenjelwa.
• Ikhadi lesikweletu elivumelekile futhi
• I-akhawunti yasebhange evumelekile kwenye yamazwe angu-100 we-PayPal

Inkokhelo yomthombo wokukhokha 1: Ungafaka amakhadi amaningi esikweletu kanye nama-akhawunti asebhange okufanele asetshenziswe njengemithombo yakho yokukhokha. Ngenkathi eyodwa kuphela yalezi zimithombo zezimali izobekwa njengenhloko, ungabela izinkokhelo kusuka kunoma yimiphi imithombo yakho nganoma yisiphi isikhathi.

Inkokhelo yomthombo wokukhokha 2: Uma uthumela ukukhokhelwa kwe-PayPal, i-PayPal izokhipha umthombo wakho wezimali ezingakapheli izinsuku ezimbili zebhizinisi. Uma udlula umkhawulo wakho wesikweletu esitholakalayo, i-Paypal izozama ukukhishwa kwesibili ngosuku olunye lwebhizinisi.

Ukukhetha Uhlobo Lwakho Lwe-akhawunti ye-PayPal

Ukukhetha 1: i-Akhawunti yomuntu siqu ye-PayPal

Lona i-akhawunti eyisisekelo ye-PayPal evumela ukuthi ukhokhele ukuthenga kwakho kwe-eBay kalula. Ungayisebenzisa ukuthumela nokuthola imali. Ungathumela imali kunoma ubani onekheli le-imeyili emazweni angu-55 nasezifundeni. I-akhawunti yomuntu siqu izokwazisa ngisho nokwamukela izinkokhelo uma uthengisa okuthile nge-eBay. I-catch: ungamukela kuphela izinkokhelo kusuka kwamanye ama-akhawunti we-PayPal, futhi awukwazi ukwamukela izinkokhelo zekhadi noma isikweletu.

Ayikho imali ye-akhawunti yomuntu siqu noma ukuthengiselana okwenza ngayo. Kodwa-ke, kukhona umkhawulo wokuthi kungakanani ongayithola ngenyanga. Uma uhlela ukuthengisa ivolumu ephakeme yomkhiqizo, i-akhawunti yomuntu siqu ingase ibe yinto enqande kakhulu.

Ukukhetha 2: i-akhawunti yebhizinisi le-PayPal

Leli yiklasi lebhizinisi le-akhawunti ye-PayPal, efaneleka kakhulu kubantu abaqhuba ibhizinisi elikhulu le-intanethi noma esitolo se-intanethi. I-akhawunti yebhizinisi ikuvumela ukuba usebenze ngaphansi kwegama lakho lebhizinisi, futhi usebenzise Ama-Reporting ne-eBay Amathuluzi ngaphandle kwemingcele esayizi yokuthengiselana. Kuyinto engcono kakhulu uma ulindele ama-Akhawunti anzima akhokhelwa. Kukhona ukusebenza okubanzi kubanikazi bebhizinisi okubasiza ukuba baphathe izimali ezinkulu kakhulu zokuthengisa kalula.

NjengaNdunankulu, kunezinsizakalo zokuzikhethela ezinezindleko zokuzikhethela, kodwa i-akhawunti ye-Premier Premier ayinkululeko yokudala, yokubamba, nokuthumela imali; sicela uhlole iwebhusayithi ye-PayPal ukuze uthole imininingwane. Inqubo yokusetha kwe-akhawunti yeBhizinisi ifana neye-akhawunti yeNdunankulu. Uma okwamanje usebenzisa i-Personal Personal noma i-akhawunti yeNdunankulu, ungathuthukisa ibhizinisi.
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Ngithumelela kanjani noma ngidlulisa imali nge-PayPal?

Njenganoma isiphi isikhungo esihle se-banking, i-PayPal yenza ngempela kube lula futhi ilula njengoba umuntu angayilindela.

Ngokuthenga okuningi kwe-eBay

Izinkampani eziningi ze-eBay zinesixhumanisi se- 'Pay Now' noma 'Thumela Ukukhokha' ngqo ekhasini le-eBay elibuzwayo. Uma ulandela lesi sixhumanisi, i-PayPal izogcwalisa imininingwane yomthengisi nenombolo ye-ID yendali ngawe. Ngokuvamile, kuzophinde kugcwalise ulwazi lwe-S & H. Konke okuzodingeka ukwenze ukungena ngemvume ngephasiwedi yakho ye-PayPal eyimfihlo nekheli le-imeyili, futhi uqinisekise ukuthi ikheli lakho lokuthumela kanye nomthombo wezimali oyinhloko ulungile. Ufaka amanothi engeziwe kumthengisi (isb. ' Sicela uthumele nge-US Post '), futhi ukudluliselwa kwemali kwenzeke ngokushesha. I-imeyili yokuqinisekisa izothunyelwa kuwe, futhi ibhange lakho / ikhadi lakho lesikweletu lizokhokhelwa ezinsukwini ezimbili.

Thumela imali kwikheli le-imeyili lomamukeli

Ukuze uthumele imali yakho siqu, uya ngqo kuwebhusayithi ye-Paypal bese uchofoza ukuthumela imali. Ungena ngemvume ngephasiwedi yakho, bese ukopisha-unamathisele ikheli le-imeyili lomamukeli kwifomu lokuthumela imali. Kuzodingeka wengeze emininingwaneni yokuthengiselana, kodwa inqubo iqondakala ngqo kusuka lapho. Futhi, imininingwane yakho yasebhange ihlale ifihliwe kumthengi.